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Companies Want You to be Broke, They Make More Money that Way
This is something I realized not long ago. I knew that ads are designed to make you feel that you need whatever popular trend is en vogue, but what I hadn’t thought about until after I was out of consumer debt was that if you can’t afford the latest trends, they are all that…
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A Balanced Budget: When to Stick to Pen & Paper Or Use a Digital Hybrid
I’ve been budgeting for a long time, but only recently have I gotten a handle on my finances. I had swung from one extreme to the other. From being in a considerable amount of debt, juggling my credit card balances while taking out too many student loans, to living solely to service my debt.…